Difficult to see how Aaron Minney might say unspent super from retirees is a 'waste', given the relentless warnings about running out of savings, increasing longevity with the effects on physical, financial and relationship resources unknown, our taxing the living but sparing the departed absent gift and inheritance taxes. Hayne RC showcased how many planners were adept at securing their own retirements, pity about the clients.
It is called prudence and playing by the rules.