Funds may have gone against mortgage but they didn’t need to. Loans were to go on deferral. Super is a tax deducible contract with all society’s tax payers for the individual to save for retirement not an emergency ATM. If we want an ATM then no tax benefits and make it an ATM. can’t have cake and ...!

IF an ERS is ever allowed then need a means sets threshold. Otherwise we have private savings, from many least able to afford it, propping up collapsing economy caused by government shutdown which should be funded via the same governments support ie public tax payers money. This was fixed up via job keeper etc.. so the ERS should have then been dropped. Instead the economy was boosted via super withdrawals to the tune of $38B. small super accounts perhaps saved the economy?