I will make this simple. The reason for the “ industry fund bashing” is simple. IT IS NOT A LEVEL PLAYING FIELD! Us self employed small financial planners are forced to jump through hoops with compliance. SOA, ROA, opt in’s fasea exam, university units, high licensee fee’s I could go on and on. Industry can give personal advice over the phone. No compliance no nothing. Sailed through a Royal Commission and the objective is like China. Get rid of Financial Planners out of the industry so we can own it all. I do not care if I am the last one left, I am fighting. So Mark, enjoy, I just hope when you tried try to claim TPD and you can lift yourself off your wheelchair on to a toilet and can lift a spoon you may get shocked that your claim is rejected. My main question is why are the liberal party so scared to take them on?