Prior to the RC all the corporate super providers had a very good avenue in which to provide intra-fund advice through the many small advisory businesses that are part of the WSSA (workplace super specialist Australia) .

In a lot of cases we were remunerated on a per member basis and would attend employer workplaces as well as being available for members to phone the advisers directly to provide general information

Where the initial general advice meeting went more into their personal situations members would then engage in personal financial advice process.

Now that this arrangement has changed as ceased the product providers and in particular Colonial First State have ceased paying advisers and have taken the intra-fund advice in house.

There has been an enormous fall out from these actions and has caused significant stress to small business owners of which I am one and the flow on affects to companies and their employees.