Agree with the comments in this article. We should stop subsidising and why not extend it to say the Age pension as well. As a young person why should I be subsidizing someone's insurance premiums, their health, medicare, social security. What about these old people driving around using roads and not paying taxes for anything. I don't have kids so why should I be forced to pay taxes that fund education, family tax benefits. It's time we go back to survival of the fittest. Commissions also should be banned because that's a form of subsidization as well. Poor and young single income people who can't afford Insurance advice should just pay full freight and be stopped being subsidized as well. Pay your own way makes sense.