$50,000 rent a year for a "decent" house to live in sounds a lot, Bob. Maybe far too much. This inflation of figures is generally a problem. You have rightly pointed out, Mike, that Mr Morrison has said $1.6 m in super is a figure that the vast majority of Australians don't get anywhere near. Mr Morrison has been light on presenting the facts of the extreme differences between these "few" and the rest of us members of the proletariat. The comparisons issuing from government cite "the average" in super of certain age groups, including groups nearing retirement, say an average of $250,000 for those nearly 60. More realistic is the "median" in super, which is considerably less, but a more accurate figure, since the higher average is skewed by the super balances of high worth individuals, overwhelming male. We're looking at a ratio of 1,600,000:76,000[approximately], that is, incomes of the high wealth cohort to the plebs of 21 to 1. It does not seem that Mr Morrison is really talking to the Australian people at all, but to some rump of privilege when he talks of removing certain concessions, and probably out of some sense of restoring some small justice There are some 'experts' out there who don't help to make clear what Mr Morrison initial intentions were in the proposed changes. For example, I have seen two investment advisers in separate publishing outlets say that small business owners and salaried workers will be able to claim non-concessional (personal) contributions post age75 (Morningstar) and another (Herald Sun) that earnings in Transition-to-Retirement Pensions will not be taxed. Both wrong: under current legislation one cannot contribute personally to super over the age of 75, and Mr Morrison wants to INTRODUCE tax on earnings in a transition account. If the experts can't get it right, who can? And as for Mr Morrison, maybe it would be a good idea for him to let those of us who want to work on into old age contribute personally (up to some cap) and allow some tax deductibility for doing so - an idea which Mr Shorten has recently opposed, even though up till now business owners have been allowed to claim tax deductibility for personal contributions!