Less than half of Australians have heard of total and permanent disability (TPD) insurance offered through super funds, according to Slater and Gordon.
Although this statistic was found by the firm in 2010, Slater and Gordon's law clerk, Greg Taw said "five years down the track, I'm not sure that much has changed".
"In my experience, most people I have helped with their claims had not heard of TPD insurance until they needed it," he said.
Michael Cushen who recently received a six-figure TPD payout via his superannuation said before he was injured he was not aware he could access lump sum benefits through his super.
"It worries me to think that there could be workers out there that have missed out on money they are entitled to because they don't know about TPD benefits," he said.
"Most of us get our superannuation annual statements and toss them aside because we think it's something we will only have to think about when we retire."